Auto Insurance

Auto Insurance Information

Schuder Insurance offers reliable auto insurance in Fort Worth area for drivers of all types. Whether you’re a new driver or have years of experience, you can count on Schuder Insurance to provide the protection and peace of mind you need. Our policies are tailored to meet your individual needs, and we offer competitive rates to ensure that you get the best value for your money. With Schuder Insurance, you can rest assured that your car is covered no matter where you go. Drive all over Fort Worth with the safety and confidence Schuder Insurance provides.

What Is Auto Insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability, and medical coverage:

• Property coverage pays for damage to or theft of your car.
• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
• Medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Why Do You Need Auto Insurance?

Auto insurance really all about protecting yourself financially and legally. It is not only the law to have auto insurance, but it is also best practice to stay safe on the road.

• If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or any passengers are injured in an accident, medical costs can be extremely expensive.
• If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.
• Not only is having insurance a prudent financial decision, but many states also require you to have at least some coverage.

Questions To Ask Your Agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

• How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
• What is the insurance company’s level of service and ability to pay claims?
• What discounts are available? (Ask about good driver rewards, multiple cars policy, and student discounts.)
• What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Contact Us Today!

At Schuder Insurance in Fort Worth, Texas, we understand that auto insurance can be complicated. That’s why we’re here to make it simple. We offer a wide range of affordable auto insurance policies that are tailored to meet your specific needs. Our knowledgeable and friendly agents will take the time to explain your coverage options and help you find the right policy for you. With our competitive rates and excellent customer service, you can trust Schuder Insurance to provide the auto insurance coverage you need. Give us a call today!